< Insurance Check List – Detailed List of Items To Insure and Protect

Insurance Check List Of What You Need To Insure

Check to see if everything is covered on your insurance

Is everything you own covered?

Have you ever wondered if you have the proper coverage for everything.

Trying to remember items that may not be covered under a normal home or auto insurance policy.  In some cases there is extended coverage, but it's very limited.  An example might be fine arts - yes you have some coverage, but chances are it's only $1,500 to $2,500 in total.

Here's a list to review and maybe help remind you if there are things that needed extra insurance.

You might want to create a home inventory checklist

2nd Home, Cabins, or Rentals
Antiques, Fine Arts, 
Auto-Any Joint Ownership
Auto-Any Uninsured, or Insured Elsewhere
Auto-Campers, Camper Shells, Bed Covers
Auto-Gap Coverage
Auto-Stereos, Amps etc.?
Auto-Tires Wheels, Add On's
Back Up of Sewers or Drains
Board Member
Building Code Upgrade
Business, or Private Lessons
Cash or Securities
Children @ College
Clients Or Customers Come to Home
Collectibles
Computers On or Off Premise
Daycare Exposure
Earthquake Coverage
Farming Exposure
Fine Arts 
Flood
Golf Equipment
Guns
Health Insurance
Identity Theft
In or Out Servants
Jewelry Watches Furs
Land
Musical Instruments
Other Structures, Fences, Garages, Sheds
Personal Injury
Personal Property Inventory
Pets Detail
Photography Equipment
Planes, Hangers
Planning-Annuities
Planning-Disability Coverage
Planning-Life Insurance
Planning-Living Trusts & or Wills
Planning-Long Term Care
Planning-Personal Umbrella
Planning-Retirement Plans
Professional Tools of Your Trade
Refrigerated Property Coverage
Rentals
Roomers or Boarders
RV-ATV, Motor Cycles,
RV-Boats, Jet Skis etc.
RV-Golf Carts
RV-Motorhome
RV-Snowmobiles
RV-Travel Trailer, or Utility
Silver Or Gold Ware
Sporting Equipment
Stamps or Coins
Swimming Pools 
Trailers
Trampolines

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