Auto Insurance Agents Near Me With Affordable Rates

Auto Insurance Agents

Are you looking at another rate increase, even though your vehicle is getting older?

You’ve called your auto insurance agent to find out why, but they can only tell you, "it’s a statewide rate increase."

You are NOT getting any tickets or involved in accidents, but every renewal rates keep going higher and higher, with no real explanation.

We understand your frustration

Often, you are paying higher rates because of the accidents of other customers, and it’s not fair.

The reason is poor underwriting by your current auto insurance company. Drivers with a higher likelihood of having accidents are in that company at lower rates.

If you’re a good driver why should you be subsidizing poor drivers with higher car insurance premiums?

The simple answer is you don’t.

If you’re stuck with a captive car insurance agent like Allstate, Farmers, State Farm, etc. You have choices. Unfortunately, about the only thing these agents can do is adjust your insurance coverage's lower or raise your out-of-pocket deductible. 

If you lower liability limits or increasing your out-of-pocket deductible, it's not helping you and putting at more financial risk.

Don’t risk having low liability limits and losing more than your car to a claim. Reducing your liability limits means you might be putting yourself and family in financial risk.  A million dollar claim is not a rare as you might think.

Increasing your out-of-pocket deductible or an accident isn’t a solution either if you have to pay twice as much for a claim, to get your car fixed.

We suggest - shopping for other auto insurance companies for more affordable rates

Now, I know what you’re thinking…

What a pain in the...

Calling several insurance companies and give the same info over and over.

You pretty much need a spreadsheet to repeat yourself over and over again.  Only to find out the rates, are the same or higher than what you’re currently paying.

Year, Make, Model for each vehicle
Annual miles
How far to school or work each way
Serial number or VIN
Was the vehicle purchased new or used
Drivers info - name, d.o.b., DL # 
Any tickets or accidents
Loan info, each vehicle
Current liability limits

Insurance agents can't find you lower auto insurance rates

Why do I have to keep giving the same info over and over just to get a quote?

What if there was a better way?

A faster way.

An easier way.

Car Insurance Brokers in My Area

A way that you provide your information one time and the searches come back with multiple companies and rates.

Would that help or make your life a little easier?

Welcome to the future

Independent Auto Insurance Agents

This free service provided by auto insurance brokers is exactly what you’ve been looking for.

How Insurance Brokers Work

One time information gathering.

Discussion about what deductible you would like

Liability limits you need

Any missing coverage's you should consider.

That’s it.

Click HERE now for quotes from "A" rated auto insurance companies.

Or you can speak with one of our licensed local insurance broker/agents Monday - Friday 8:30 am to 5:00 pm at 314-569-1010

About the Author

John Espenschied is a long-time veteran of the insurance industry. He has worked in various positions within the industry for over 20 years, and for the past 15 years, he has been the owner and operator of Insurance Brokers Group, an independent insurance agency. John loves advising people on the insurance that meets their needs and goals, whether it be for personal or commercial purposes.

John is married to Melissa, and they have three children together, as well as three grandchildren. In his spare time, John enjoys golfing and playing in the golf league, biking to their local brewery along the Missouri river, and going on motorcycle rides when the weather is nice.

John Espenschied

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