< Best Insurance Agents Near Me

Best Insurance Agents Near Me

insurance brokers vs insurance agents

How to find the best insurance agent near me


Finding local insurance agents is EASY

Finding a good, qualified insurance agent is HARD.

  • Ask friend and neighbors whom they use
  • Check online reviews for best insurance agents
  • Check the department of insurance for any complaints
  • Ask how long they have been in business             
  • Ask how many companies they represent

Local insurance agents might be the past of least resistance, but not always the best choice for your needs.

Many people are having luck with agents and brokers online quotes

Do your homework and research by asking questions about your coverage needs to determine if you have the answer you need.  

You might be surprised to learn not all independent insurance agents near me are the same.


What about Using an independent Insurance agent?

Independent Insurance Agents aka Insurance Brokers.  Insurance Brokers generally offer multiple insurance companies as opposed to captive insurance agents who represents only one company.

That opens up a whole other can of worms when discussing insurance Agents vs. Insurance Brokers.

Independent insurance agents are better known as insurance brokers representing you, the customer. 

Captive insurance agents such as State Farm, Farmers, Allstate, etc. serve their company first and you the customer second.  Their loyalty is the company.

Insurance Brokers sell and service multiple different insurance carriers and have a vast knowledge of coverages for both personal and commercial insurances.

play

Local insurance agents are captive to offering and discussing only one company.  If you don’t like the product or service, you’ll need to find another company.

Insurance Agents or Insurance Brokers

Regardless if you decide to go the captive agent or independent insurance agent/broker follow the steps mentioned above.

What are the qualities of a good insurance agent?

Willingness to Learn.

Does the insurance agent spend time listening to you and your concerns about what's important to you when it comes to insurance?

Communication

How often do they communicate with their customers?

Competitiveness

Are they competitive, with the premium being charged for insurance?

Honesty and Integrity

Checking referrals to see if they’ve given the service they promised.

Leadership

Do they have a successful business or is disorganized with limited staff?

Ultimately, The Best Insurance Agent is Your Decision

Finding the best insurance agent or broker may take some time, in some cases years.  

However, once you have the right person, you’ll have a greater peace of mind.  Knowing your property has been adequately insured is only realized when faced with a claim.

Don’t wait until you have a claim to find out if you have the right coverage. 

To speak with a licensed insurance broker near you, call 314-569-1010 or Click for online quotes

%d bloggers like this: