< The (Best) Local Insurance Agents Near Me | Pro Tips

Best Insurance Agents Near Me

insurance brokers vs insurance agents

How to find the best insurance agent near me?


How to find an independent insurance agent? 

That's EASY

Finding a good, qualified insurance agent can be difficult.

Luckily we have some answers.

  • Ask friend and neighbors whom they use
  • Check online reviews for best insurance agents
  • Check the department of insurance for any complaints
  • Ask how long they have been in business             
  • Ask how many companies they represent

More good news.

you've found one of the leading independent insurance agencies in the country.  Insurance Brokers Group provides FREE, NO hassle insurance quotes over the phone or online.  

We shop over 10 "A" rated TOP companies for the best coverage at an affordable cost.

We will also help with finding an insurance broker, why.  Because Insurance Brokers be able to shop for several companies. 

Start your quotes now

Compare rates for auto and home insurance here.  Or call and speak with a licensed insurance agent directly 314-569-1010


Is a local insurance agent my best choice?

Local insurance agents might be the past of least resistance, but not always the best choice for your needs.

Many people are having luck with agents and brokers online quotes

Do your homework and research by asking questions about your coverage needs to determine if you have the answer you need.  

You might be surprised to learn not all independent insurance agents near me are the same.


Should I use an independent insurance agent?

Independent Insurance Agents aka Insurance Brokers.  Insurance Brokers generally offer multiple insurance companies as opposed to captive insurance agents who represents only one company.

That opens up a whole other can of worms when discussing insurance Agents vs. Insurance Brokers.

What are insurance brokers?

Independent insurance agents are better known as insurance brokers representing you, the customer.  Insurance Brokers represent multiple insurance carriers, which give you, the customer more choices. 

More choice gives you a better chance of finding lower cost insurance without spending hours contact several companies for quotes.

Some insurance brokers charge a fee for their service, but Insurance Brokers Group does not.

car insurance broker vs agent

A car insurance broker and agent are very similar, but the insurance broker represents you the consumer with multiple companies,  The insurance agent is generally an employee of the company, like Allstate, State Farm, Farmers and only represents the company and products offered by that carrier.


What are Captive Insurance agents?

Captive insurance agents such as State Farm, Farmers, Allstate, etc. work for their company first and you the customer second.  Their loyalty is the company.  

Captive Insurance agents are paid to only represent ONE company and not allowed to suggest or refer business even if they know another company has a better price.

Insurance Brokers sells and services a HUGE network of "A" rated insurance carriers and have a vast knowledge of coverage's for both personal and commercial insurances.

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Local insurance agents are captive to offering and discussing only one company.  If you don’t like the product or service, you’ll need to find another company.

Insurance Agents or Insurance Brokers

Regardless if you decide to go the captive agent or independent insurance agent/broker follow the steps mentioned above.

What are the qualities of a good insurance agent?

  • Willingness to Learn.

Does the insurance agent spend time listening to you and your concerns about what's important to you when it comes to insurance?

  • Communication

How often do they communicate with their customers?

  • Competitiveness

Are they competitive, with the premium being charged for insurance?

  • Honesty and Integrity

Checking referrals to see if they’ve given the service they promised.

  • Leadership

Do they have a successful business or is disorganized with limited staff?

Who has the cheapest auto insurance?

With thousands of auto insurance companies around the country finding the cheapest one can be a challenge.  

Because Insurance Brokers Group represents multiple car and home insurance companies around the country we can find the best rates fast.

Contact us one time and we go to work.  

NO fees

NO charge

No commitment

How are Insurance Brokers Paid?

We are paid by the insurance companies directly for our service.  

The commission or agency receives goes to pay our overhead, employees, technology and ongoing service costs we provide our customers.

Top insurance agents are worth there weight in gold.  They are doing all the work and at no cost to you, because they are being compensated by the companies they represent.  So, it's a win-win for the consumer.

Start your
quotes today

Free, no obligation auto and home insurance quotes from multiple insurance companies with a simple and quick.

Finding the Best Insurance Agent

Finding the best insurance agent or broker may take some time, in some cases years.  Make sure they can help you with all your insurance needs, including auto, home, umbrella insurance and don't forget about life insurance.

Qualities of a good insurance agent 

Someone that will take the time to understand your insurance needs and budget.  Getting the best insurance is easy, but getting good insurance that is affordable can take some time.

The best independent insurance agents will have mulitple insurance companies to quote your policies.  It takes a little more time, but getting the most quotes will help find the most affordable insurance.

Trusted insurance advisor

However, once you have the right person, you’ll have a greater peace of mind.  Knowing your property has been adequately insured is only realized when faced with a claim.

Don’t wait until you have a claim to find out if you have the right coverage. 

To speak with a licensed insurance broker near you, call 314-569-1010 or Click for online quotes

The best independent insurance agency

You might be surprised at the number of excellent insurance brokers located near you.  

Ask questions when shopping for an independent insurance agency and see if the specialize in the type of insurance you need.

Some of the best independent insurance agencies might only focus on commercial insurance - which wouldn't help you much if you're looking at buying a new car or house.

You don't want to wast your time or the insurance agent if your insurance needs are not what they focus on.

In many cases the best insurance agent or broker might be online.  

Compare insurance rates online and see if you find the agent you contact meets the requirement you need.


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